RCS Loans are ideal credit solutions for people looking for credit of up to R150 000, and what makes these loans one of the best credit options is that you will be able to get an instant decision on your online application. RCS Group is a registered financial services provider that offers various financial services that includes personal loans, credit cards and insurance. As a company they are interested in lending a helping hand to assist you in your times of financial affliction.
Why choose RCS Loans?
RCS Loans are unsecured loans which are provided by RCS in line with the regulations of the National Credit Act. Because these loans are unsecured in nature RCS will look at your credit profile and perform an affordability assessment to determine how much money you would qualify for and also formulate the repayment terms that will best suit your budget.
Their online application process simplifies the way people access credit, all one has to do is fill out the loan application form with their personal information that includes their name, cell number, email address, employment and banking details, Identity number, income and so on. At this stage you will get a pre-approval response and RCS will contact you to verify your supplied personal information before the application is finalized.
When you qualify for RCS Loans you will be able to have it transferred into your bank account within 48 hours which is much quicker than some of its competitors offering the same service. Repayments are debited from your bank account every month, so the honours is on you to make sure some funds are available in your account when the debit orders run.
Benefits of applying for RCS Loans
Some of the many advantages of applying for RCS Loans includes the following but not limited to these benefits:
- You can get as much as R150 000* in cash deposited directly into your bank account within 48 hours, with the choice of using them on anything you want.
- Flexible repayment terms that give you up to 60 months to repay back your debt. RCS looks at your affordability and budget and calculates the best possible repayment terms that will ensure your finances are not strained every month.
- Fixed Interest Rates for the whole loan term, which means you will be able to better manage your cash flow due to the fact that you will know how much you will be paying back every month.
Quick access to your loan money, which normally will be paid out to your account within 48 hours after your application has been approved.
- FREE Personal Protection Plan that protects you from unforeseen circumstances such as death, disability and retrenchment.
RCS Loans Application Requirements
To qualify for RCS Loans you must ensure that your are permanently employed earning a minimum monthly income of R2 000, must be above the age of 18 years with an South African ID, must have your latest 3 months bank statements and also your most up to date proof of address. Because these loans are issued out according to the NCA rules, a credit check will be conducted and it is important to ensure that your credit profile is good.
RCS Loans Contact Details
Contact RCS Group by calling their offices on 0861 729 727 and speak to their professional consultants regarding applying for RCS Loans. You can also visit their website www.rcs.co.za and apply online from their online form provided.