BetterLife Loans – As people, most of us would like to live our lives the best way possible, having to realise our set goals and to achieve our dreams. To get that better life, one might need a helping hand here and there in terms of finance. Companies like the BetterLife Group understands this need of funding therefore it strives to change lives by offering comprehensive and affordable financial services and product to South Africans. BetterLife financial solutions include bond pre-approvals, home loans, short-term insurance, life insurance and more through its various subsidiaries, namely BetterLife, BetterLife Home Loans and MortgageMax.
Tell me more about BetterLife Loans
BetterLife Personal Loans – For those emergency or planned expenses you can apply for a BetterLife unsecured personal loan. With a personal loan you are at liberty to use the money however you want , whether they are home-related expenses or any other personal expense. BetterLife partnered with Direct Axis to offer you the right personal loan you need.Application is quick and easy, once you submit your application online. BetterLife will forward your application to their Direct Axis loan consultant and they will get in touch to help you with loan you want. BetterLife Personal loans are available from R4 000 up to R150 000 in increments of R1 000.
An affordability assessment will be done to determine the amount of money you qualify for. Repayment periods are between 2 to 6 years and repayments fixed for the full term of the loan. If you wish to settle the loan early you can do so without incurring any penalties. Interest rates charged are based on your credit profile, a good credit score attracts lower interest charges so it is important to keep up to date with payments and maintain a clean credit record.
To qualify for a Personal Loan you must be a South African resident who is 18 years or older. You must have a good credit record and permanently employed with a salary of at least R5000 per month. When applying you need a clear copy of your SA ID document,3 months’ pay slips or bank statements, proof of residential address and your bank account details where your salary is paid into.
BetterLife Home Loans – BetterLife Home Loans is one of the leading mortgage originators in South Africa and have more than 15 years in the market. BetterLife Home Loans are tailored to provides you with a better and easier way to finance your dream home. Whether you are a first time home buyer or you are into investment properties they will assist you with your home loan application. BetterLife Home Loans have established preferential relationships with the country’s biggest banks, and a number of major estate agency groups.
They know exactly what information is required by each bank to make a successful application, and will help guide you through every step of the home buying process, so you know what to expect. BetterLife services are offered to you free of charge. So for a hassle free home loan application process, speak to BetterLife Home Loans and they will assist you source the best home loan solution based on your individual needs and unique personal financial standing.
BetterLife Loans Contact Details
To apply for BetterLife Loans or find out more information about their great financial services you can visit their website www.betterlife.co.za. You can also contact them by calling the BetterLife Group on 0860 555 540, Home Loans on 0800 007 111, Personal Loans on 0860 221 333 and Insurance on 0860 333 433.